Search for up to $50,000.

A personal loan is a type of loan that you can borrow for various purposes, such as consolidating debt, funding a major purchase, or handling unexpected expenses. With our lending service, you can borrow between $500 and $50,000 at APR ranges from 6.99% to 46.96%. Repayment terms vary from 3 to 120 months.

Applying for a personal loan is simple. Visit our website and complete the online application form. Provide accurate information about your financial situation and the amount you wish to borrow. Our lender network will review your application and determine your eligibility.

Eligibility requirements vary by lender, but generally, you need to be a Canadian citizen or permanent resident, be of legal age in your province/territory, and meet certain income and credit score criteria. Other factors may apply.

Personal loan interest rates can vary depending on factors such as your creditworthiness, loan amount, and repayment term. Our APR ranges from 6.99% to 46.96%.

You can borrow between $500 and $50,000 through our personal loan service. The exact amount you're eligible for will depend on your financial circumstances.

Your credit score, income, loan amount, and repayment term can influence your interest rate. A better credit score may lead to a lower interest rate.

Yes, you may still be eligible for a personal loan with bad credit. However, your interest rate might be higher. Our lender network considers various factors when reviewing your application.

Your credit score is an important factor in determining your loan eligibility and interest rate. A higher credit score generally improves your chances of securing a loan with more favorable terms.

Loan repayment terms range from 3 to 120 months. You can choose a term that aligns with your budget and financial goals. Monthly payments are calculated based on your loan amount, interest rate, and chosen term.

Yes, alternatives include credit cards, lines of credit, and secured loans. For specific financial needs like purchasing a vehicle, you can explore our Auto Loans with APR starting as low as 4.99% and repayment terms between 72 and 84 months.

A credit score is a numerical representation of your creditworthiness, reflecting how likely you are to repay borrowed money. Lenders use it to assess your risk as a borrower. A higher score typically leads to better loan terms and interest rates.

In Canada, credit scores are calculated by credit bureaus like Equifax and TransUnion. Factors include payment history, credit utilization, length of credit history, types of credit, and recent credit inquiries.

Credit scores in Canada range from 300 to 900. A score above 660 is generally considered good, while scores above 750 are considered excellent. These scores increase your chances of getting favorable loan terms.

You can access your credit score for free through websites like Borrowell and Credit Karma. You're entitled to one free credit report annually from each major credit bureau.

Credit scores can update regularly based on your credit activity. It's important to note that not all actions (e.g., payments, inquiries) impact your score immediately.

Yes, you can improve your credit score. Pay bills on time, reduce credit card balances, avoid opening multiple new accounts, and maintain a healthy credit mix. Over time, positive behavior will positively impact your score.

In Canada, negative items such as late payments and collections can stay on your credit report for 6 to 7 years, depending on the province. Bankruptcies may remain for 6 to 14 years.

While it may be more challenging, you can still get a loan with a low credit score. However, interest rates might be higher, and you might need to explore options like secured loans.

Yes, credit scores can impact various aspects of your financial life. They can affect your ability to rent an apartment, get insurance, and even secure certain jobs.

Yes, you can build credit from scratch by starting with a secured credit card or a credit-building loan. Responsible use over time will help establish a positive credit history.